Whole Life Insurance

Key Features Explained

Coverage lasts your entire lifetime as long as premiums are paid.

Your premium is locked in when the policy is issued and never increases with age.

Your beneficiaries receive a guaranteed, generally tax-free payout.

A portion of each premium builds tax-deferred cash value over time.

Cash value grows at a guaranteed rate, providing stability and certainty.

You may borrow against or withdraw from the cash value for emergencies, retirement income, education, or other financial needs.